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Children’s Health Insurance

“Washington Apple Health for Kids” is affordable health insurance offered by the Department of Social and Health Services (DSHS) for children in Washington State.

Washington Apple Health for Kids provides medical, dental, vision and mental health benefits to children under age 19 through the Medicaid and S-CHIP programs. There are no deductibles or co-pays. The insurance is free or low cost depending on your family’s gross monthly income and is available to both citizen and non-citizen children.

If your family’s gross monthly income is:

  • Below 200% of the Federal Poverty Level, the coverage is free. This is called Medicaid and can be used in addition to any private health insurance your child may have.
  • Between 201% – 250% of the Federal Poverty Level, there is a monthly cost of $20 per child, with a $40 per month family maximum. The low cost program cannot be used in addition to any private health insurance your child may have.
  • NEW! Between 251% – 300% of the Federal Poverty Level, there is a monthly cost of $30 per child, with a $60 per month family maximum. The low cost program cannot be used in addition to any private health insurance your child may have.

What if my child already has private health insurance?

Your child cannot have private health insurance and the Apple Health for Kids low cost coverage at the same time. If the private health insurance is ending soon they may be eligible. New DSHS rules may require a wait period of 4 months after your private health insurance ends. For more information or to discuss your child’s eligibility, please call Apple Health for Kids at 1-877-543-7669.

Income Table

Family Size Monthly income limit for free coverage Monthly income limit for low-cost coverage ($20 per child) Monthly income limit for low-cost coverage ($30 per child)
1 $1,805 $2,257 $2,708
2 $2,429 $3,036 $3,643
3 $3,052 $3,815 $4,578
4 $3,675 $4,594 $5,513
5 $4,299 $5,373 $6,448
6 $4,922 $6,153 $7,383
7 $5,545 $6,932 $8,318
8 $6,169 $7,711 $9,253
9 $6,792 $8,490 $10,188
10 $7,415 $9,269 $11,123
11+ $624 each $780 each $935 each